Should we ask for Free Software app for UPI?
@Dhanesh B. Sabane shared a news [1] about the need of platforms like UPI in our matrix group at #fsci:poddery.com in the context of foreign companies like Amazon controlling online trading platforms.
@Akshay shared this paper by Sunil Abraham on UPI and NPCI.
https://www.orfonline.org/research/unified-payment-interface/
We could possibly ask ICFOSS or Kerala Bank (both institutions under Kerala Government which has a policy to support Free Software) to launch a Free Software application for UPI. Though we should first evaluate if the concerns around monopoly an surveillance is important enough to not bother about UPI.
[1] https://indianexpress.com/article/opinion/columns/digital-india-trai-amazon-6522105/
Pirate PraveenSat 17 Oct 2026 12:18PM
@Derpitron https://github.com/tomxposed/Offline-UPI/issues/1 there is another one. @Akshay I think you shared this first, now it is under MIT license, someone interested could add to fdroid.
Derpitron ·Mon 29 Jun 2026 2:26PM
https://forum.fossunited.org/t/offline-upi-payments-made-seamless/8306
I found this Android/PWA webapp made recently, using the *99# method under the hood. However it uses the noncopyleft MIT license, and I haven't been able to verify its' security or code quality.
If this app is good then it could be a good starting point for a \*99# app ecosystem, further improvements, etc.